Our Services

Since 1984 we serve individuals and businesses in all areas of financial management, including:

• Retirement planning
  
  Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement. 
  
   
• Tax management
  
  Making sure you don't pay a penny more than the law requires. Looking for ways to potentially reduce your current and future tax burden. Referring you to qualified tax specialists. 
  
   
• Estate planning
  
  Reviewing your wills and trusts. Helping preserve your estate for your intended heirs. Helping with beneficiary designations. Potentially reducing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors. 
  
   
• Risk management
  
  Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the best policy for your situation. 
  
   
• Education funding
  
  Recommending investment and accumulation strategies to help you pay for your children's education. 
  
   
• Investment Planning
  
  Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach and exceed your goals. 
  
   
• Employee and executive benefits
  
  Helping your business attract and retain qualified employees through benefit packages.
  
   
•  Business Continuation Planning

Buy/Sell agreements to develop an orderly transition of your business due to death,disability, sale or retirement of shareholders or members.  Key person planning to protect against the loss of critical personnel to your business.